Articles

All
  • All
  • Annuities
  • Auto Insurance
  • Disability Insurance
  • Financial Preparedness
  • FinTech
  • Guest Post
  • Health Insurance
  • Homeowners Insurance
  • Life Insurance
  • Long Term Care Insurance
  • Uncategorized

The Common Sense Health Insurance Outlook

After the mid-term elections, the common thought was that having a Democrat House Majority would mean peace of mind for those who have individual health insurance policies. Over the last two years, between Trump and the GOP House & Senate, all perspective on health insurance was lost and the last two years have been filled … Read more

InsureTechs: In Search of Profits

While InsureTechs can be interesting to read and write about, they still have a long ways to go.  At this time, most InsureTechs continue to not have viable business models, though there was financial improvement in the 2018 Third Quarter.  As outlined in Insurtech: Mo’ Premiums, Mo’ Losses, there are five areas of concern: Premiums … Read more

Monitor your child’s identity

Identity theft is a disturbing crime regardless of your age. The idea that your personal information is now in the hands of people with bad intentions can leave you feeling quite vulnerable. Now imagine the panic of discovering that your minor child’s personal information has been stolen and is being used fraudulently. Children’s identities are … Read more

Financial Services Disclosures:

Wouldn’t it be nice to know the details of your new financial service product?  Food manufacturers are required to disclose ingredients and nutritional content on labels. While there are shortcomings to how this is done, it does provide easy to understand guidance that has some degree of consistency from one label to another.   Unfortunately, … Read more

GET READY! Book Giveaway and Backlist Sale

Thank you for your support with the launch of GET READY!: A Step-By-Step Guide to Maintaining Your Financial First Aid Kit. To celebrate the launch and to promote Financial Preparedness, you can enter to win a free copy of GET READY! On Goodreads (click here) through January 28, 2019. And, I’m pleased to once again be … Read more

Porch Pirates:

Over 26 million Americans (8%) have had a holiday package stolen from a front porch or doorstep. And this number is rising each year according to new research from insurancequotes.com. This has happened to us and it is incredibly frustrating.  Unfortunately, it is oftentimes due to the laziness of delivery services who don’t ring the … Read more

Wildfires and Insurance Update

Wildfires: With the wildfires now over, it is time for recovery. Here’s the latest insurance news: Technology Assistance: Due to evolving technology, insurance claims experts were able to monitor screens showing satellite images, photos from airplane flyovers and social media posts describing what was happening on the ground. According to Travelers, this allowed them to … Read more

Tax Favored Account Contributions and Distributions:

There is always a focus at the end of the year on making contributions to retirements plans.  There is the flip side to this and that is that it is important to understand what distributions you may need to make from a retirement plan or a flexible spending account.  Understanding what actions you should take … Read more