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In the news: Cheddar Interview

Thank you to Cheddar for having me on their morning live-stream this month to discuss How to Prepare Your Financial First Aid Kit Before Disaster Strikes (full interview) and How to Build a Financial First-Aid Kit for Disasters  (excerpt from interview and blog post). In this interview, I discuss how The GET READY! Planner walks you … Read more

Long Term Care Insurance Tax Deductibility for 2019

The IRS recently issued new limits for the tax deductibility of ’tax qualified’ long-term care insurance premiums for 2019 (below).  Only traditional LTCi policies have this benefit while hybrid, combination and linked benefit policies with LTC components do not. Here are the new (2019) limits for traditional long-term care insurance premiums (that can be included … Read more

Fires & Floods:

Fires & Floods: The last couple of years have brought many natural disasters including fires, hurricanes and floods.  According to scientists, it is likely that the increased frequency and severity are a result of global warming and most likely will continue. This is having an impact on the insurance industry and will have an impact … Read more

What The Mid-Terms Mean For The ACA & Health Insurance

Having a Democrat House Majority means peace of mind overall for those who have individual health insurance policies. Unfortunately, for the last two years, between Trump and the GOP House & Senate, all perspective on health insurance was lost and the last two years have been filled with anxiety caused by repeated attempts to repeal … Read more

Blockchain and Parametric Insurance:

Blockchain is a technology that could transform security in financial services and could potentially reshape how complex transactions are dealt with. Blockchain is being used currently with numerous applications in insurance, medical data handling, document verification, increasing privacy & security, powering token economies and cross-border processing.  Will Blockchain End Up Like 3DTV? is a good … Read more

Checking in with Genworth and the Long Term Care Insurance Industry:

Checking in with Genworth and the LTC Industry: The sale of Genworth to China Oceanwide Holdings Group Co. Ltd seems to be back on track and may be completed, by the end of this year.  China Oceanwide announced their plan to acquire Genworth about two years ago.   Tom McInerney, Genworth’s president, told securities analysts … Read more

Medicare Open Enrollment 2018 FAQ’s:

Medicare Open Enrollment season started on October 15th and goes through December 7th.  If you have traditional Medicare (Parts A and B), this is your annual opportunity to change or switch your Part D Drug plan, sign up for a Medicare Supplement (MediGap) or switch to Medicare Advantage.  If you are on Medicare Advantage, you … Read more

Extra Gift Cards At Your House?

While Gift Cards can be a great present for someone who has it all or that you aren’t sure what they need, it is inevitable that you will most likely end up with a pile of them that have yet to be used.  The good news is that there are a few sites that buy … Read more