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Explaining the Terms of Term Life Insurance- Q&A with Tony Steuer

The following was originally published by InsuranceQuotes.com Q: Is all term life insurance created equally? Does it matter which type of term policy that I end up with? Is the lowest cost always the best option? A: All term life insurance is not created equally. There are minor to major differences in the types of … Read more

Deloitte Releases Report on Insurance Industry Outlook for 2011 & Beyond

Deloitte, LLP has released an interesting report on the outlook for the insurance industry for 2011 & beyond.  The insurance industry is facing many challenges and changes and this report is a good overview.  You can access the report from the Deloitte Website in PDF format at: http://www.deloitte.com/assets/Dcom-UnitedStates/Local%20Assets/Documents/FSI/US_FSI_InsuranceOutlook_020211.pdf

A.M. Best to hold a Webinar on State of the Life and Annuity Insurance Sectors

AM Best has announced a webinar on the State of the Life and Annuity Insurance Sector – from the press release:A panel of A.M. Best analysts will assess the state of the U.S. life and annuity insurance sectors in a webinar set for 2 p.m. ET Thursday, April 14. Register at no charge at: http://www.ambest.com/webinars/la11/index.html Topics … Read more

Weight, traffic violations can affect your life insurance costs: Q&A with Tony Steuer

The following was originally published by Insurance Quotes.com: Q: I’m considering buying a term life insurance policy and have a couple of concerns. My friends have told me that since I’m a little overweight, my life insurance could end up costing more. Is this true? Also, I’ve got a couple of traffic violations — could … Read more

Married Parents Carry Life Insurance More Often Than Single Parents.

According to a recent study by Genworth Life and the University of Virginia Darden School of Business – 55% of married parents with children living in their home have life insurance, while only 31%of single parents with children living in their home have life insurance. Gregory Bucko, director of Customer Innovation at Genworth Financial companies … Read more

A.M. Best Analysts: Life Insurers Rating Outlook Remains Stable

In a press release dated March 31, 2011 – A.M. Best stated that the rating outlook for the life/annuity segment is stable.  Per A.M. Best,  the U.S. life and annuity sectors are learning to adapt to a world in which “black swan” events are becoming more frequent. However, with the slow but steady improvement in … Read more

AM Best Announces Webinar on the State of the U.S. Life Insurance Sector

A panel of A.M. Best analysts will assess the state of the U.S. life and annuity insurance sectors in a webinar set for 2 p.m. ET Thursday, April 14. Register at no charge at : http://www.ambest.com/webinars/la11/index.html Topics will include financial outlook and results, risk management issues, the impact of interest rates, the investment environment and the role … Read more

How a Life Insurance Policy Review can help an advisor and a consumer

The following was originally published by (lifeinsuranceselling.com) – http://www.lifeinsuranceselling.com/Exclusives/2011/3/Pages/4-policy-review-selling-opportunities.aspx. Though the article is geared towards advisors, a consumer can use this a guideline for why they should review their policy with a qualified agent. 4 Policy Review Selling Opportunities There are many existing life insurance portfolios that are “chaos in waiting.” Helping those whose life … Read more