Over the last few days, for many us, our lives have been completely changed. My family is under a shelter in place order which includes our son participating in online education. We can only leave for essential needs and the occasional walk provided we remain six feet away from those who we do not reside … Read more
“The most important thought, is the idea of paying yourself first or spending less than you earn, however you like to look at it. It’s an important idea that anyone can take action on.” – Sam Renick In this episode, I spoke with Sam X Renick, founder of the “It’s a Habit!” Company and co-creator … Read more
Last week, I was invited to be a guest lecturer on insurance for a U.C. Berkeley personal finance course. It was a great experience with insightful questions from the students. Here are some of the issues that we discussed: What are insurance company financial strength ratings? The financial strength of an insurance company is highly … Read more
April is Financial Literacy Month and in preparation, I am discounting Get Ready to $2.99 all of my other books to $0.99 (e-book format on Amazon). This special pricing will be available on Amazon through the end of March. Visit my author page on Amazon to find all of my books (here). Following is a … Read more
Even the most basic credit card can carry “expenses” in the form of fees. Some are immediately apparent — like an annual fee — while others are often tucked away in the card’s fine print. Whether you’re on the hook for these expenses often depends on how effectively and responsibly you use your credit card. … Read more
Saving money is important at every stage of life; however, it could be argued that it’s most important to save when young. The cliche “time is money” holds most true when it comes to your personal savings. The longer you put money in, the longer that money has to compound and grow on top of … Read more
I’m pleased to announce that Get Ready! is now available in all major e-book formats. In GET READY!, I explain how to organize your financial life with a comprehensive, easy to follow, step-by-step process. After explaining what, exactly, each piece of your financial life is—from bonds and bank accounts to CDs and retirement plans—GET READY! … Read more
You’ve resolved to get a handle on your finances in 2020, but will that determination wane by March? With over 80% of people failing to realize their New Years resolutions, it’s likely that you’ll become overwhelmed with checklists and budget-tracking within just a matter of months. That’s why I suggest ONE simple action item each … Read more