InsureTechs: In Search of Profits

While InsureTechs can be interesting to read and write about, they still have a long ways to go.  At this time, most InsureTechs continue to not have viable business models, though there was financial improvement in the 2018 Third Quarter.  As outlined in Insurtech: Mo’ Premiums, Mo’ Losses, there are five areas of concern: Premiums and losses grow at venture-backed startups, Industry-backed startups stay focused on underwriting, Gross or net – which matters?, Correcting rookie mistakes, experimenting and still underpricing? And last, but not least, Can anyone beat Progressive and Geico?

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