What are your insurance gaps?

The recent earthquakes in Southern California are a good reminder that a financial service should match your needs and goals. This comes under the GET READY! Principle that You should receive customized service appropriate to your needs and goals. Your potential financial needs should be reviewed for each type of financial product under consideration and take … Read more

Balancing retirement savings with the rest of your financial life

Retirement is not a magical event that happens on its own, nor is it something that is beyond your reach. It does, however, require some thought and savings.  To succeed in your retirement planning, you’ll need to consider your goals and priorities. Most of us are balancing multiple goals including retirement savings, college savings for … Read more

GET READY for Financial Literacy Month

April is financial literacy month.  Becoming financially literate is your first step to GET READY!. Financial literacy is about understanding your financial choices, the terminology and how the various parts of your financial life work.  It’s about becoming educated and making smart money choices.  Financial literacy is defined by the Government Accounting Office (GAO) as: … Read more

5 Ways Student Loans Affect Your Life

College is a major life event as well as being a pivotal financial event. The decisions made regarding paying for a college education can significantly impact your financial future.  It’s important that you carefully consider all of your options for going to college and balance out priorities. In the blog post, The College Scandal: Why … Read more

The College Scandal: Why You Need to Have a Family Financial Meeting

The college scandal has been surprising and not surprising, at the same time. It raises fundamental issues about the goals and priorities that we set for ourselves and for our children. Communication regarding the financial impact of college among all family members especially including the college student are essential.  Setting up ongoing family financial meetings … Read more

Financial Makeover – How to Clean Up the Mess You Made with Your Budget

Creating a budget and then following it can be challenging for all of us.  When setting a budget, it’s important to take a look at your overall cash flow. Be realistic about what you will realistically be able to do. You can download a Cash Flow Analysis and Budget Worksheet from GET READY! (here). The … Read more

12 Simple Steps to Organizing Your Financial Life

Check out the new Slideshare presentation from GET READY! 12 simple steps to organizing your financial life. Here’s what it’s about: to reach any goal it’s important that it is achievable and has clear steps. Setting up a financial calendar will help you keep your financial life organized. Having one action step per month will … Read more

Interview with Chris Hall, Founder, EPNavigator

EPNavigator is a simple and affordable way to take care of your basic estate planning needs including powers of attorney, wills and trusts. I am pleased to be able to partner with EPNavigator and offer their unique resource.  Estate Planning is an important financial task that can oftentimes fall to the wayside.  With EPNavigator, you … Read more