Fires & Floods:

The last couple of years have brought many natural disasters including fires, hurricanes and floods.  According to scientists, it is likely that the increased frequency and severity are a result of global warming and most likely will continue. Climate change is having an impact on the insurance industry and will have an impact on all … Read more

Checking in with Genworth and the Long Term Care Insurance Industry:

The sale of Genworth to China Oceanwide Holdings Group Co. Ltd seems to be back on track and may be completed, by the end of this year.  China Oceanwide announced their plan to acquire Genworth about two years ago.   Tom McInerney, Genworth’s president, told securities analysts that the plan is for Genworth Life and … Read more

In the news: The Best Business Insurance (reviews.com)

Thank you to reviews.com for the opportunity to be a source for their article on The Best Business Insurance.  This article takes an in-depth look at how to protect yourself and your company from liability for employee injury, property damage, and other common mishaps by securing a business insurance policy from a reliable, communicative provider. … Read more

Medicare Open Enrollment 2018 FAQ’s:

Medicare Open Enrollment season started on October 15th and goes through December 7th.  If you have traditional Medicare (Parts A and B), this is your annual opportunity to change or switch your Part D Drug plan, sign up for a Medicare Supplement (MediGap) or switch to Medicare Advantage.  If you are on Medicare Advantage, you … Read more

Individual Health Care Open Enrollment for 2019

The open enrollment period for 2019 health insurance coverage through marketplaces and other individual plans has started.  Most consumers will access coverage through the federal marketplace at www.healthcare.gov. Open enrollment ends on December 15 except for a few states that operate their own marketplace such as California, Colorado, District of Columbia, Massachussetts, Minnesota, New York … Read more

Return of The Fiduciary Rule:

The Department of Labor recently released a regulatory agenda that indicates that it will consider regulatory options to respond to the U.S. Fifth Circuit Court of Appeals decision in March (2018) to vacate the Fiduciary Rule.  The rule would have required brokers in retirement accounts to act in the best interests of their client.  The … Read more

Announcing The GET READY! Financial Preparedness Group:

I’ve created a new Facebook Group “GET READY! The Financial Preparedness Group”.  Life is uncertain, and things happen.  This group is about being financially prepared and how you can maintain a financial first aid kit.  This is the kind of group, you’ll want to be part of before an emergency happens. Whether you want to … Read more

In the news: How To Shop for Life Insurance (reviews.com)

Thank you to reviews.com for the opportunity to be a source for their article on How to Shop for the Best Life Insurance.  This article compiles the big points on shopping for life insurance.  Here’s what I had to say: “Life insurance is advertised as a product that is needed by all, and so people … Read more