Health Insurance and Medicare Open Enrollment 2019

Medicare open enrollment is October 15 to December 7, 2019 (here).  Individual health care coverage open enrollment on is November 1 to December 15, 2019 for the Federal Health Care Insurance Exchange at healthcare.gov. healthcare.gov is used by residents of Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, … Read more

September: Time To Review Your Insurance Portfolio

September is time to review your insurance portfolio, according to the GET READY! financial calendar. Download your free financial calendar (here). Reviewing your insurance policies now, will also help you be prepared for open enrollment. Doing so now, will help you make sure that your insurance coverage still meets your needs or if you will … Read more

What are your insurance gaps?

The recent earthquakes in Southern California are a good reminder that a financial service should match your needs and goals. This comes under the GET READY! Principle that You should receive customized service appropriate to your needs and goals. Your potential financial needs should be reviewed for each type of financial product under consideration and take … Read more

Medicare Open Enrollment 2018 FAQ’s:

Medicare Open Enrollment season started on October 15th and goes through December 7th.  If you have traditional Medicare (Parts A and B), this is your annual opportunity to change or switch your Part D Drug plan, sign up for a Medicare Supplement (MediGap) or switch to Medicare Advantage.  If you are on Medicare Advantage, you … Read more

Individual Health Care Open Enrollment for 2019

The open enrollment period for 2019 health insurance coverage through marketplaces and other individual plans has started.  Most consumers will access coverage through the federal marketplace at www.healthcare.gov. Open enrollment ends on December 15 except for a few states that operate their own marketplace such as California, Colorado, District of Columbia, Massachussetts, Minnesota, New York … Read more

Health Insurance Market Outlook for 2019:

The Department of Health and Human Services recently announced that premiums for the benchmark silver policy on the federal health insurance exchange will go down by 1.5% next year (here). This follows last year’s large premium increases, as insurance companies passed on the loss of revenue from cost-sharing subsidies cancelled by Trump.  This stabilization of … Read more