Impact of the Tax Bill: ACA Individual Mandate and Insurance Overall

Should An Insurance Company Be Required to Tell You If You’re Underinsured? Well, this is a challenging one. Many homeowner’s have found out that they were not covered for damage from floods under their traditional homeowner’s insurance policy and would only be covered if they had a flood policy. For those homeowner’s who live in … Read more

Who’s Best Interest?

Over the last few year’s there has been much discussion about how insurance agents and (other member’s of the financial services industry) should align with those of consumers. Under a commission based compensation system, there is always a financial incentive for an insurance policy (or investment) to be recommended that will result in higher compensation … Read more

Insurance, interrupted…..

With a new year, comes speculation if this will finally be the year that the insurance industry will be disrupted. The reality is that it will be more of an evolution rather than a complete shake-up due many factors including the complex insurance regulatory environment, significant capital requirements among there factors. It appears that the … Read more

Insurance Made Easy Thunderclap

Thank you to all the support for my new book “Insurance Made Easy” which is an Amazon #1 Bestseller in multiple categories (click here to view on Amazon). I was hoping you might do me a favor and help me spread the word about the launch of Insurance Made Easy: A Comprehensive Roadmap to the … Read more

Health Insurance Update:  Another one bites the dust

  With one of the most memorable thumbs-down in recent Senate History, Senator John McCain sent the GOP’s most recent attempt to repeal the Affordable Care Act to the place where it belonged.  And while McCain was the one who put an end to this latest round of Senate Health Care drama, it was really … Read more

What’s Ethics got to do with it?

If the insurance industry really wants to be a part of the future, they will need to improve the public perception of the industry by staying in line with The Insurance Bill of Rights as the best practices standard. There are no shortage of polls and studies showing the low rank of the insurance industry … Read more

InsureTech moving to Evolution rather than Disruption:

Insurance is one of the world’s oldest industries. The main concept of insurance which is “the spreading of risk” has been around almost as long as human existence. The first written insurance policy appeared in ancient times on a Babylonian obelisk monument with the code of King Hammurabi carved into it. The “Hammurabi Code” was … Read more