Health Insurance and Medicare Open Enrollment 2019

Medicare open enrollment is October 15 to December 7, 2019 (here).  Individual health care coverage open enrollment on is November 1 to December 15, 2019 for the Federal Health Care Insurance Exchange at healthcare.gov. healthcare.gov is used by residents of Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, … Read more

GET READY For Open Enrollment

Once a year, usually in late October or early November, a strange phenomenon occurs that is known as open enrollment. For most employees, open enrollment is where they can practice the fine art of pretending that if you ignore something, it will go away. However, what most employees don’t realize is that in this case, … Read more

GET READY for open enrollment with Insurance Made Easy – .99 cent sale

Insurance Made Easy: Available for .99 cents through the end of October (Amazon Kindle version (here). Insurance Made Easy covers all types of insurance that you will need to review for your employer open enrollment. Insurance Made Easy provides definitions and breakdowns of coverage options for employer based insurance and individual insurance.

September: Time To Review Your Insurance Portfolio

September is time to review your insurance portfolio, according to the GET READY! financial calendar. Download your free financial calendar (here). Reviewing your insurance policies now, will also help you be prepared for open enrollment. Doing so now, will help you make sure that your insurance coverage still meets your needs or if you will … Read more

September is Life Insurance Awareness Month

To promote life insurance awareness, Questions and Answers on Life Insurance and The Questions and Answers on Life Insurance Workbook will be available on Amazon Kindle format for 99 cents throughout the month of September. I am also giving away 10 copies of Questions and Answers on Life Insurance on Goodreads (here) – please note … Read more

What are your insurance gaps?

The recent earthquakes in Southern California are a good reminder that a financial service should match your needs and goals. This comes under the GET READY! Principle that You should receive customized service appropriate to your needs and goals. Your potential financial needs should be reviewed for each type of financial product under consideration and take … Read more

Insurance Industry Financial Health Outlook

A key to monitoring your insurance portfolio is to measure the financial strength ratings for your insurance companies. You can learn more about the various insurance company financial strength rating services on tonysteuer.com. The Federal Insurance Office’s 2018 report provides a detailed description of the U.S. Insurance market including industry statistics and the regulatory environment. … Read more

Insurance Fraud Hall of Shame 2018

Insurance scams are an $80 billion a year crime which indirectly raises all Americans premiums on every type of insurance.  Insurance companies to remain profitable, must take in more money than they pay out whether it’s through premiums or investments. And, we want profitable insurance companies so that they can pay our claims.  The Coalition … Read more