9 Insurance Questions for 2018

Change is coming slowly to the insurance industry and while 2017 showed much movement, 2018 will be the year that brings the next step in evolution for the insurance industry. In this post, I pose some of the questions and possible answers for the insurance industry this year. 1) Will this be the year that … Read more

Who’s Best Interest?

Over the last few year’s there has been much discussion about how insurance agents and (other member’s of the financial services industry) should align with those of consumers. Under a commission based compensation system, there is always a financial incentive for an insurance policy (or investment) to be recommended that will result in higher compensation … Read more

Learn more about term life insurance and guaranteed universal life insurance:

Term life insurance is a simple concept and is the only type of life insurance that functions as all other types of insurance by simply providing coverage for a risk at a certain premium. Guaranteed Universal life is the exception as it essentially functions as a term life insurance policy up age 120. Term life … Read more

Questions to Ask When Buying Life Insurance

This article was originally published on Bottom Line.com in June, 2017. Life insurance can be a powerful tool for protecting your family’s financial future, but it’s crucial to understand the details of your policy, and how it works for you, before you sign off on a purchase. Whether you’re buying life insurance through a broker … Read more

Everything You Need To Know About Paramed Insurance Exams

Life Insurance premiums are based on many components and the premium you end up paying can vary significantly in your approach to reviewing your life insurance needs.  It’s always good to review your health history with multiple insurance companies as each company has it’s own underwriting criteria. It’s alway important to review your options and … Read more

Insurance Made Easy Thunderclap

Thank you to all the support for my new book “Insurance Made Easy” which is an Amazon #1 Bestseller in multiple categories (click here to view on Amazon). I was hoping you might do me a favor and help me spread the word about the launch of Insurance Made Easy: A Comprehensive Roadmap to the … Read more

How to Invest Life Insurance Proceeds

There are many articles about how much life insurance to buy or what type of life insurance to buy, however, there are so many other issues to consider with life insurance.  An important issue to consider is what a beneficiary should do with the proceeds from a life insurance policy?  For many of us, this … Read more

Now you see it, now you don’t:

The DOL’s long anticipated and much debated Fiduciary Rule is now in effect (as of 6/9/2017). There is no arguing with the intent of the rule that advisors (including insurance agents) who offer advice on retirement plans act in their customer’s best interests. Who knew you’d even need a rule for that? Cue the sarcasm… … Read more