Get Ready Podcast: Improving Life Insurance Review Best Practices with Technology

“The bottom line is the Golden Rule, try to do the best thing for the client, treat them just like you want to be treated. And, really be passionate about what you do” – Mike Pepe In this episode of GET READY!, I spoke with Mike Pepe, founder of Proformex (here) about Proformex’s life insurance … Read more

September: Time To Review Your Insurance Portfolio

September is time to review your insurance portfolio, according to the GET READY! financial calendar. Download your free financial calendar (here). Reviewing your insurance policies now, will also help you be prepared for open enrollment. Doing so now, will help you make sure that your insurance coverage still meets your needs or if you will … Read more

What are your insurance gaps?

The recent earthquakes in Southern California are a good reminder that a financial service should match your needs and goals. This comes under the GET READY! Principle that You should receive customized service appropriate to your needs and goals. Your potential financial needs should be reviewed for each type of financial product under consideration and take … Read more

Genworth Update

For those of you with Genworth Long Term Care insurance policies or other Genworth policies, the merger with China Oceanwide has again been extended.  There are still a few remaining regulatory hurdle as Genworth and Oceanwide Extend Merger Agreement. Also: Genworth Financial Announces First Quarter 2019 Results: Net Income Of $174 Million And Adjusted Operating … Read more

Life Insurance Companies and Leveraged Loan Concerns:

At the heart of the 2008 U.S. financial crisis and the 1997-1998 Asian financial crisis was sub-prime loans. Leveraged loan volumes are now nearing $1.4 trillion, surpassing the $1.3 trillion high yield bond market according to Mark Zandi, chief economist of Moody’s analytics.  Zandi writes that it’s “much too early to conclude” that the non-financial … Read more

In the news: How To Shop for Life Insurance (reviews.com)

Thank you to reviews.com for the opportunity to be a source for their article on How to Shop for the Best Life Insurance.  This article compiles the big points on shopping for life insurance.  Here’s what I had to say: “Life insurance is advertised as a product that is needed by all, and so people … Read more

In the news: How to Pick the Right Life Insurance Plan” is now live on Investopedia:  (1/2018)

Thanks to Investopedia for publishing my article on picking the right life insurance plan.  I discuss why being an educated consumer, when choosing life insurance or other financial products is always the best starting point.  The article also details why you should consider your own needs before looking at life insurance options; what type of risks … Read more

In the news: Juvenile Life Insurance: Should It Even Exist?  (valuepenguin.com) 

In the news: Juvenile Life Insurance: Should It Even Exist?  (valuepenguin.com)  Thanks to Daniel Caughill of valuepenguin.com for the opportunity to be a source for his article on Juvenile Life Insurance.  The article details whether this product is worthwhile along with new restrictions on these policies due to high-profile deaths. The bottom line is that life insurance … Read more