Baby, you can drive my car:

We all purchase auto insurance, yet many of us, myself included, don’t always review it on a regular basis. This is more important than ever since auto insurance premiums are rising four times faster than the overall rate of inflation. Getting the optimal insurance for your dollar is the goal. Consumer Reports has released New … Read more

Genworth Sale Update:

Genworth has the most individual long term care insurance policies in the U.S. As noted, Genworth along with every other U.S. insurance company with LTC policies has had issues due to initial under-pricing of policies, the prolonged low-interest rate environment, offering of lifetime benefit periods with minimal actuarial experience and lower than expected lapse ratios … Read more

No Good Deed Goes Unpunished: Auto Insurance

The logical assumption is that if you are a “good” driver, you will qualify for lower auto insurance rates. It turns out that there is also an exception to this rule if you are currently insurance by a smaller, “non-standard” insurance company and live in a lower-income community. The Consumer Federation of America reached this … Read more

Questions to Ask When Buying Life Insurance

This article was originally published on Bottom in June, 2017. Life insurance can be a powerful tool for protecting your family’s financial future, but it’s crucial to understand the details of your policy, and how it works for you, before you sign off on a purchase. Whether you’re buying life insurance through a broker … Read more

Should I consider Hybrid/Combination Long Term Care Insurance Policies?

The need for long term care insurance is not going away. It is estimated that more than half of today’s 65 year olds will require long-term care at some point, at an average annual cost of $183,000. Most people will only need care for less than two years, however one in seven will face more … Read more

Insurance Made Easy Thunderclap

Thank you to all the support for my new book “Insurance Made Easy” which is an Amazon #1 Bestseller in multiple categories (click here to view on Amazon). I was hoping you might do me a favor and help me spread the word about the launch of Insurance Made Easy: A Comprehensive Roadmap to the … Read more

Hurricane Harvey News and Tips

This post is dedicated to news, tips and resources for those impacted by Hurricane Harvey. For those not impacted by Hurricane Harvey, some of these resources and tips can help you prepare in the event that you are affected by a disaster. To those affected by Hurricane Harvey, stay strong and know that the rest … Read more

Is Usage Based Auto Insurance Right For You?

If you’ve been curious if usage based auto insurance is a good fit for you, check out the new Drivecheck tool from the National Association of Insurance Commissioners. Usage based auto insurance (UBI) allows insurers to track driving behavior to customize premium discounts and benefits for individual drivers. Drivecheck helps you determine if UBI will … Read more