Baby, you can drive my car:

We all purchase auto insurance, yet many of us, myself included, don’t always review it on a regular basis. This is more important than ever since auto insurance premiums are rising four times faster than the overall rate of inflation. Getting the optimal insurance for your dollar is the goal. Consumer Reports has released New … Read more

Genworth Sale Update:

Genworth has the most individual long term care insurance policies in the U.S. As noted, Genworth along with every other U.S. insurance company with LTC policies has had issues due to initial under-pricing of policies, the prolonged low-interest rate environment, offering of lifetime benefit periods with minimal actuarial experience and lower than expected lapse ratios … Read more

Ten Tips For Filing A Homeowners Insurance Claim After A Disaster

The devastating fires in California are the latest in a series of catastrophes that have destroyed homes and businesses. After you’ve suffered a loss, one of your first steps on the road to financial recovery is filing an insurance claim (assuming you have insurance coverage). It’s important to know your rights when filing a claim … Read more

Questions to Ask When Buying Life Insurance

This article was originally published on Bottom Line.com in June, 2017. Life insurance can be a powerful tool for protecting your family’s financial future, but it’s crucial to understand the details of your policy, and how it works for you, before you sign off on a purchase. Whether you’re buying life insurance through a broker … Read more

Should I consider Hybrid/Combination Long Term Care Insurance Policies?

The need for long term care insurance is not going away. It is estimated that more than half of today’s 65 year olds will require long-term care at some point, at an average annual cost of $183,000. Most people will only need care for less than two years, however one in seven will face more … Read more

Insurance Made Easy Thunderclap

Thank you to all the support for my new book “Insurance Made Easy” which is an Amazon #1 Bestseller in multiple categories (click here to view on Amazon). I was hoping you might do me a favor and help me spread the word about the launch of Insurance Made Easy: A Comprehensive Roadmap to the … Read more

Is Usage Based Auto Insurance Right For You?

If you’ve been curious if usage based auto insurance is a good fit for you, check out the new Drivecheck tool from the National Association of Insurance Commissioners. Usage based auto insurance (UBI) allows insurers to track driving behavior to customize premium discounts and benefits for individual drivers. Drivecheck helps you determine if UBI will … Read more

Health Insurance Update:  Another one bites the dust

  With one of the most memorable thumbs-down in recent Senate History, Senator John McCain sent the GOP’s most recent attempt to repeal the Affordable Care Act to the place where it belonged.  And while McCain was the one who put an end to this latest round of Senate Health Care drama, it was really … Read more