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Special Price of .99 cents for all of my books.

Pleased to announce that digital versions of all of my books are on sale for .99 cents on Amazon  & all online book retailers or on my website (here)  . Thank you for your support and please share. Leaving a review is a great way to say thank you if you like the books.

Impact of the Tax Bill: ACA Individual Mandate and Insurance Overall

Should An Insurance Company Be Required to Tell You If You’re Underinsured? Well, this is a challenging one. Many homeowner’s have found out that they were not covered for damage from floods under their traditional homeowner’s insurance policy and would only be covered if they had a flood policy. For those homeowner’s who live in … Read more

9 Insurance Questions for 2018

Change is coming slowly to the insurance industry and while 2017 showed much movement, 2018 will be the year that brings the next step in evolution for the insurance industry. In this post, I pose some of the questions and possible answers for the insurance industry this year. 1) Will this be the year that … Read more

Baby, you can drive my car:

We all purchase auto insurance, yet many of us, myself included, don’t always review it on a regular basis. This is more important than ever since auto insurance premiums are rising four times faster than the overall rate of inflation. Getting the optimal insurance for your dollar is the goal. Consumer Reports has released New … Read more

Genworth Sale Update:

Genworth has the most individual long term care insurance policies in the U.S. As noted, Genworth along with every other U.S. insurance company with LTC policies has had issues due to initial under-pricing of policies, the prolonged low-interest rate environment, offering of lifetime benefit periods with minimal actuarial experience and lower than expected lapse ratios … Read more

Who’s Best Interest?

Over the last few year’s there has been much discussion about how insurance agents and (other member’s of the financial services industry) should align with those of consumers. Under a commission based compensation system, there is always a financial incentive for an insurance policy (or investment) to be recommended that will result in higher compensation … Read more

Insurance, interrupted…..

With a new year, comes speculation if this will finally be the year that the insurance industry will be disrupted. The reality is that it will be more of an evolution rather than a complete shake-up due many factors including the complex insurance regulatory environment, significant capital requirements among there factors. It appears that the … Read more

ACA Open Enrollment Closing Soon – healthcare.gov

Open Enrollment for the majority of Americans who use Healthcare.gov closes on December 15, 2017. There is some question as to the effectiveness of the cut in funding by the Trump administration to promote ACA open enrollment to provide in person assistance, however a study by the Kaiser Family Foundation conducted in early November shows … Read more