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Monitor your child’s identity

Identity theft is a disturbing crime regardless of your age. The idea that your personal information is now in the hands of people with bad intentions can leave you feeling quite vulnerable. Now imagine the panic of discovering that your minor child’s personal information has been stolen and is being used fraudulently. Children’s identities are … Read more

Financial Services Disclosures:

Wouldn’t it be nice to know the details of your new financial service product?  Food manufacturers are required to disclose ingredients and nutritional content on labels. While there are shortcomings to how this is done, it does provide easy to understand guidance that has some degree of consistency from one label to another.   Unfortunately, … Read more

GET READY! Book Giveaway and Backlist Sale

Thank you for your support with the launch of GET READY!: A Step-By-Step Guide to Maintaining Your Financial First Aid Kit. To celebrate the launch and to promote Financial Preparedness, you can enter to win a free copy of GET READY! On Goodreads (click here) through January 28, 2019. And, I’m pleased to once again be … Read more

Porch Pirates:

Over 26 million Americans (8%) have had a holiday package stolen from a front porch or doorstep. And this number is rising each year according to new research from insurancequotes.com. This has happened to us and it is incredibly frustrating.  Unfortunately, it is oftentimes due to the laziness of delivery services who don’t ring the … Read more

Wildfires and Insurance Update

Wildfires: With the wildfires now over, it is time for recovery. Here’s the latest insurance news: Technology Assistance: Due to evolving technology, insurance claims experts were able to monitor screens showing satellite images, photos from airplane flyovers and social media posts describing what was happening on the ground. According to Travelers, this allowed them to … Read more

Tax Favored Account Contributions and Distributions:

There is always a focus at the end of the year on making contributions to retirements plans.  There is the flip side to this and that is that it is important to understand what distributions you may need to make from a retirement plan or a flexible spending account.  Understanding what actions you should take … Read more

In the news: Cheddar Interview

Thank you to Cheddar for having me on their morning live-stream this month to discuss How to Prepare Your Financial First Aid Kit Before Disaster Strikes (full interview) and How to Build a Financial First-Aid Kit for Disasters  (excerpt from interview and blog post). In this interview, I discuss how The GET READY! Planner walks you … Read more

Long Term Care Insurance Tax Deductibility for 2019

The IRS recently issued new limits for the tax deductibility of ’tax qualified’ long-term care insurance premiums for 2019 (below).  Only traditional LTCi policies have this benefit while hybrid, combination and linked benefit policies with LTC components do not. Here are the new (2019) limits for traditional long-term care insurance premiums (that can be included … Read more