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Health Insurance Update:  Another one bites the dust

  With one of the most memorable thumbs-down in recent Senate History, Senator John McCain sent the GOP’s most recent attempt to repeal the Affordable Care Act to the place where it belonged.  And while McCain was the one who put an end to this latest round of Senate Health Care drama, it was really … Read more

What’s Ethics got to do with it?

If the insurance industry really wants to be a part of the future, they will need to improve the public perception of the industry by staying in line with The Insurance Bill of Rights as the best practices standard. There are no shortage of polls and studies showing the low rank of the insurance industry … Read more

What’s next for health insurance:

Isn’t it time to move on? Just like the last guest at a party who overstays their welcome, it seems like Trump and the GOP just cannot let the Affordable Care Act stay in place and move on to other important issues like the budget, infrastructure and taxes along with stabilizing the current health care … Read more

InsureTech moving to Evolution rather than Disruption:

Insurance is one of the world’s oldest industries. The main concept of insurance which is “the spreading of risk” has been around almost as long as human existence. The first written insurance policy appeared in ancient times on a Babylonian obelisk monument with the code of King Hammurabi carved into it. The “Hammurabi Code” was … Read more

A health care breather…..

In some of the best news for health insurance and health care in a long time, the Senate GOP “Better Care Reconciliation Act” does not have sufficient votes to move to a vote.  Speaker McConnell is pulling the bill for now.  There are still reasons to stay active: 1) Speaker McConnell has suggested voting on … Read more

How to Invest Life Insurance Proceeds

There are many articles about how much life insurance to buy or what type of life insurance to buy, however, there are so many other issues to consider with life insurance.  An important issue to consider is what a beneficiary should do with the proceeds from a life insurance policy?  For many of us, this … Read more

Why the Lack of Input On New Healthcare Bill Will be Devastating for Americans:

An important part of our democracy is openness and the willing to listen to all opinions. Supposedly, the Senate is the world’s greatest deliberative body, however apparently that memo didn’t make it to the Senate GOP Leadership (looking at you Mitch McConnell).    This is yet another disturbing aspect on the Senate’s Better Care Reconciliation … Read more

What the health care debate is really about…..

Debating the future of health insurance is debating the future of insurance and the role of government. How this debate is decided will trickle down to other types of insurance. The health care debate has turned into a discussion on a number of issues ranging from health insurance to tax cuts to our entire social … Read more

The Senate Plays 3 Card Monte With Our Health Care:

Make no mistake this will impact you and/or your family. This is a critical issue as health care spending is 1/6 our annual domestic spending. The Senate promised a different health insurance plan than the House’s AHCA and they delivered with the Better Care Reconciliation Act (complete discussion draft here). You can read the Senate’s … Read more

Why Annuities Need To Change:

Annuities are insurance against outliving your money or in other words insuring against longevity risk. Annuities are defined in one of the following ways: 1) a fixed sum of money paid to someone each year, typically for the rest of their life or 2) a form of insurance or investment entitling the investor to a … Read more