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Fires & Floods:

The last couple of years have brought many natural disasters including fires, hurricanes and floods.  According to scientists, it is likely that the increased frequency and severity are a result of global warming and most likely will continue. Climate change is having an impact on the insurance industry and will have an impact on all … Read more

What The Mid-Terms Mean For The ACA & Health Insurance

Having a Democrat House Majority means peace of mind overall for those who have individual health insurance policies. Unfortunately, for the last two years, between Trump and the GOP House & Senate, all perspective on health insurance was lost and the last two years have been filled with anxiety caused by repeated attempts to repeal … Read more

Blockchain and Parametric Insurance:

Blockchain is a technology that could transform security in financial services and could potentially reshape how complex transactions are dealt with. Blockchain is being used currently with numerous applications in insurance, medical data handling, document verification, increasing privacy & security, powering token economies and cross-border processing.  Will Blockchain End Up Like 3DTV? is a good … Read more

Checking in with Genworth and the Long Term Care Insurance Industry:

The sale of Genworth to China Oceanwide Holdings Group Co. Ltd seems to be back on track and may be completed, by the end of this year.  China Oceanwide announced their plan to acquire Genworth about two years ago.   Tom McInerney, Genworth’s president, told securities analysts that the plan is for Genworth Life and … Read more

In the news: The Best Business Insurance (reviews.com)

Thank you to reviews.com for the opportunity to be a source for their article on The Best Business Insurance.  This article takes an in-depth look at how to protect yourself and your company from liability for employee injury, property damage, and other common mishaps by securing a business insurance policy from a reliable, communicative provider. … Read more

Medicare Open Enrollment 2018 FAQ’s:

Medicare Open Enrollment season started on October 15th and goes through December 7th.  If you have traditional Medicare (Parts A and B), this is your annual opportunity to change or switch your Part D Drug plan, sign up for a Medicare Supplement (MediGap) or switch to Medicare Advantage.  If you are on Medicare Advantage, you … Read more

Extra Gift Cards At Your House?

While Gift Cards can be a great present for someone who has it all or that you aren’t sure what they need, it is inevitable that you will most likely end up with a pile of them that have yet to be used.  The good news is that there are a few sites that buy … Read more

Individual Health Care Open Enrollment for 2019

The open enrollment period for 2019 health insurance coverage through marketplaces and other individual plans has started.  Most consumers will access coverage through the federal marketplace at www.healthcare.gov. Open enrollment ends on December 15 except for a few states that operate their own marketplace such as California, Colorado, District of Columbia, Massachussetts, Minnesota, New York … Read more